AmeriCredit: Credit Risk Analyst II (Fort Worth)

From sasCommunity

Credit Risk Analyst II

The Credit Risk Analyst II is responsible for monitoring and analyzing the performance of the auto finance loan portfolio. This team member will use more-advanced analysis, forecasting and modeling concepts to anticipate, identify, and mitigate credit risk exposure. This employee is responsible for summarizing and reporting this information to a variety of internal clients. This position will interact with many other departments in the interest of achieving the overall company objectives.

JOB DUTIES

Develop and support more-advanced modeling, analysis, and reporting techniques related to the forecasting of portfolio performance.
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings and presentation of results.
Develop recommendations for operational policies and procedures.
Gather and analyze data to determine impact to business operations.
Present analyses to management in a clear, concise, convincing, and actionable format.
May provide direction to and guidance to less experienced Credit Risk Analysts.

OTHER IMPORTANT DUTIES

Maintain and apply knowledge of consumer lending data.
Maintain systems for tracking projects; communicate results to management.
Work with other departments in the interest of achieving assigned objectives.
Participate in system testing and creation of training materials.
Lead projects or special assignments as required. 

QUALIFICATIONS Knowledge

Proficient with PC software applications such as Excel, Word, PowerPoint.
Highly proficient in data mining tools such as Access, SAS, and SQL.
Advanced knowledge of finance, statistics, accounting and/or consumer credit.
Maintain advanced knowledge of data/information sources.

Skills

Advanced analytical and computer skills.
Demonstrated ability to apply complex financial and statistical principles.
Effective written and verbal presentation skills - ability to communicate well with Senior Management.
Display advanced strong quantitative and analytical abilities.
Detail-oriented with ability to manage multiple tasks/deadlines.
Ability to work with minimal supervision.
Flexible, proactive working style.
Adaptive to a team environment.

Experience

Bachelors degree required; Masters Degree (preferred) in Management, Finance, Mathematics, Statistics, Economics, or equivalent.
Experience in financial analysis, data mining, statistics, forecasting, loan portfolio analysis.
Minimum of 3-5 years of experience in a similar role.

Please send cover letter and resume to: Kristen.Day@americredit.com